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Equal Housing Lender Member FDIC

Deposit Rates

Silver Falls Bank offers personalized service that only a Community Bank can provide, and competitive interest rates on our deposit products. Deposit Accounts are insured up to $100,000 by the FDIC and are available to Oregon residents only. Deposit rates are posted as a convenience to assist you in making financial decisions. Rates are subject to change without notice. If you have any questions or would like assistance, please contact us. A Silver Falls Bank representative will be happy to assist you. For our current deposit rates, just click on the following product, which interests you.

A penalty may be applied for early withdrawal. Certificate must be held to maturity to receive indicated Annual Percentage Yield.

Savings / Interest Checking / Money Market Accounts

June 11, 2008

Savings Account: Business/Personal
Minimum Opening Deposit: Interest Rate Annual Percentage Yield
$100.00 .75% .75%


Interest Checking: Personal
Minimum Opening Deposit: Interest Rate Annual Percentage Yield
$500.00

.50%

.50%



Money Market Account: Business/Personal
(NOTE: Minimum Opening Deposit $1000.00)
Daily Balance of: Interest Rate Annual Percentage Yield
Up to $1,999.99 1.00% 1.00%
$2,000.00 - $9,999.99

1.74%

1.75%

$10,000.00 - $24,999.99

2.28%

2.30%

$25,000.00 - $39,999.99

2.47%

2.50%

$40,000.00 - $999,999.99

2.72%

                          2.75%

Fees could reduce the earnings on these accounts.

NOTE:The interest rate may change after account opening Rates are subject to change without notice. For current rates please contact us.

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Certificates of Deposit Business & Personal

NOTE: Rates are subject to change without notice. For current rates please contact us. Minimum deposit is $1,000. Certificate must be held to maturity to receive indicated Annual Percentage Yield.  A penalty may be imposed for early withdrawal.

July 10, 2008

90 Day Certificate of Deposit
($1000 minimum balance to obtain APY)
Daily Balance of: Interest Rate Annual Percentage Yield
$1,000 - $2,499.99

2.37%

2.40%

$2,500.00 - $24,999.99

2.62%

2.65%

$25,000.00 and up

2.86%

2.90%


180 Day Certificate of Deposit
($1000 minimum balance to obtain APY)
Daily Balance of: Interest Rate Annual Percentage Yield
$1,000 - $2,499.99

2.57%

2.60%

$2,500.00 - $24,999.99

2.86%

2.90%

$25,000.00 and up

2.96%

3.00%


1 Year Certificate of Deposit
($1000 minimum balance to obtain APY)
Our one and two year CDs have a bump feature. The rate may change after account opening
Daily Balance of: Interest Rate Annual Percentage Yield
$1,000 - $2,499.99

2.67%

2.70%

$2,500.00 - $24,999.99

2.96%

3.00%

$25,000.00 and up

3.20%

3.25%


2 Year Certificate of Deposit
($1000 minimum balance to obtain APY)
Our one and two year CDs have a bump feature. The rate may change after account opening
Daily Balance of: Interest Rate Annual Percentage Yield
$1,000 - $2,499.99

2.86%

2.90%

$2,500.00 - $24,999.99

3.25%

3.30%

$25,000.00 and up

3.93%

4.00%

NOTE: We are unable to accept out of state funds at this time. Please check back with us at a later date. 

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Deposit Specials

No Certificate of Deposit specials are being offered at this time. Please check back at a later date.
Daily Balance of: Interest Rate Annual Percentage Yield

NOTE: Rates are subject to change without notice. For current rates please contact us. Minimum deposit is $5,000. Certificate must be held to maturity to receive indicated Annual Percentage Yield. A penalty may be imposed for early withdrawal.

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